UGX 5,000 Minimum to Start
•
5–18% Returns Per Annum
•
24hrs Withdrawal Time
Our Financial Services

Smart Solutions for
Personal & Group Savings

Discover how SaveNova empowers individuals and communities across Uganda to save, pool resources, earn high interest, and achieve financial security starting from UGX 5,000.

Explore Group Savings
UGX 5,000 Minimum to Start
5–18% Returns Per Annum
24hrs Withdrawal Time
SaveNova Services Overview

"Empowering Ugandans with smart, accessible, high-yield digital savings."

Savings Breakdown

What is Personal Saving & Group Saving?

Choose the financial savings path that matches your personal goals or community group needs.

Individual Account

What is Personal Saving?

Personal Saving is an individual digital savings account designed to help you build disciplined financial habits, earn competitive interest rates, and secure your personal financial future step by step.

Key Highlights & Benefits

  • Start with as little as UGX 5,000
  • High returns of 5% – 18% per annum
  • Quick 24-hr withdrawals to MoMo & Banks
  • Set targeted goals (School fees, Emergency, Business)
  • Zero monthly management fees
Community & SACCO Pool

What is Group Saving?

Group Saving is a digital community savings solution inspired by traditional African SACCOs, ROSCAs, and Chama groups. Friends, family, or workmates pool money together to earn higher collective returns.

Key Highlights & Benefits

  • Minimum UGX 5,000 per member
  • Higher group returns up to 12% per annum
  • Dynamic Member Share Allocations tracking
  • Flexible Weekly, Monthly, or Quarterly cycles
  • Transparent ledger visible to all group members
Explore Group Saving Now
Step-by-Step Guide

Simple Process: How Group Saving Works

Start pooling money with your community in 4 easy steps with automated transparency and member share tracking.

01

1. Admin Creates Group

The Group Admin sets the group name, savings target, contribution cycle (weekly/monthly), and inputs initial member share allocations.

02

2. Invite Members via Code

A unique Group Code (e.g. SN-GRP-9821) is generated. Members enter this code to link directly to their allocated shares.

03

3. Deposit via MoMo or Bank

Members deposit their share amounts starting from UGX 5,000 using MTN MoMo / Airtel Money to 0780293302, or bank transfer.

04

4. Pool Grows & Payouts

The group pool earns up to 12% returns p.a. Returns are distributed transparently or paid out at cycle completion.

Individual Journey

How Personal Saving Works in 3 Quick Steps

1

Register Your Account

Sign up with your phone number and email in less than 60 seconds.

2

Deposit UGX 5,000+

Deposit instantly using Mobile Money (MTN/Airtel) or Bank Transfer.

3

Watch Growth & Withdraw

Earn 5%–18% annual interest and withdraw anytime back to your mobile wallet.

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